These figures are reproduced from the DHI Mortgage promotional flyers supplied for Southwest Florida. Every offer is subject to availability, eligible inventory, credit approval and the exact dates stated on its flyer. They are examples, not individual loan quotes. Tap each official flyer to view the original loan assumptions and fine print.
3.5% down payment. Example: $354,900 purchase price; $348,471 loan amount; 1.75% upfront mortgage insurance premium; estimated total payment $2,512/month including items identified in the flyer. Contract on or after September 21, 2026; close by November 30, 2026. The flyer says the rate is also available for VA and USDA programs, but does not specify their individual APRs.
View full official 5.50% flyer and disclosures ↗5% down payment. Example: $354,900 purchase price; $337,155 loan amount; estimated total payment $2,501/month including items identified in the flyer. Contract on or after September 21, 2026; close by December 31, 2026.
View full official 5.99% flyer and disclosures ↗3.5% down payment. Example: $354,840 purchase price; $348,413 loan amount; 1.75% upfront mortgage insurance premium; estimated total payment $2,566/month. Initial rate fixed for five years, then adjustable annually. First adjustment cap 1%, periodic cap 1%, lifetime cap 5%; index 9.750% fully indexed on the supplied flyer, with 2.000% margin and stated maximum rate 6.400%. The promotional flyer says qualifying homes must contract on or after September 18 and close by December 31, 2026.
View full official FHA ARM flyer and disclosures ↗For qualifying VA-eligible borrowers; flyer example uses 0% down, $354,840 purchase price, $362,469 financed amount, and estimated $2,483/month including listed estimated costs. The flyer refers to a VA funding fee of up to 2.15% for first use and annual rate adjustments after the initial five-year period. Contract on or after September 18, 2026; close by December 31, 2026.
View full official VA ARM flyer and disclosures ↗5% down payment. Example: $354,840 purchase price; $337,098 loan amount; estimated total payment $2,593/month. The flyer states a 0.125% discount point is required, potentially paid with permitted seller financing incentives. Initial interest rate fixed for seven years, then adjusts every six months; first adjustment cap 5%, periodic cap 1%, lifetime cap 5%; index 6.432% plus margin 2.750%; stated maximum rate 10.250%. Contract on or after September 21 and close by November 30, 2026.
View full official 7/6 ARM flyer and disclosures ↗The supplied Red Tag flyer advertises up to $15,000 FLEX cash plus up to $10,000 closing costs with DHI Mortgage for eligible homes. It also advertises a separate up to $3,000 extra Realtor commission on select homes sold at the advertised price. That commission is not a buyer incentive. The confirmed Red Tag sales-event end date is November 1, 2026. The original flyer’s fine print references November 2; consult the approved written terms to determine any separate contract or closing eligibility deadline.
View full official Red Tag flyer and disclosures ↗Financing offered by DHI Mortgage Company, Ltd., Company NMLS #14622, Branch NMLS #257589, 10545 Ben C. Pratt/6 Mile Cypress Pkwy., Suite 300, Fort Myers, FL 33966. DHI Mortgage is an affiliate of D.R. Horton. All promotions are subject to lender underwriting, credit approval, selected property eligibility, current loan-program limits, and availability; rates are not guaranteed and may end earlier if forward-committed loan funds are depleted. The advertised rate may require points, closing costs, or use of DHI Mortgage to obtain the incentive. Not all borrowers will qualify, and multiple offers may not be combined.
APR means annual percentage rate and generally exceeds the interest rate because it includes certain financing costs. Advertised payment examples in the flyers include estimated property taxes, insurance, mortgage insurance and/or HOA charges as stated for each example; actual totals vary. ARM interest rates and payments can increase after the fixed period. Refer to the original full-size flyers linked above for detailed index, margin, caps, fee assumptions, qualification restrictions, and Equal Housing Opportunity statements. Please verify with DHI Mortgage before using these promotions in new contracts or public advertising.
October 9–November 1, 2026 promotion: advertised savings of up to $25,000 represent up to $15,000 in FLEX, which may be applied as an eligible price reduction or toward eligible closing costs, plus up to $10,000 in closing-cost assistance with DHI Mortgage on qualifying homes. The maximum amounts may not apply to every home or buyer and may not be available in every combination. Homes identified as NO FLEX are excluded from FLEX and CHENOA offers. Eligibility, allocation, contract and closing deadlines, and other restrictions apply. Request the division-approved promotional flyer and full written terms before contracting.
Rates and APRs shown on this site are sourced from the DHI Mortgage September 2026 flyers supplied for this website. Loan programs have separate APRs, conditions and closing deadlines. The actual note rates, APRs, payments and eligibility can differ, and adjustable-rate payments may increase after introductory periods. See the program-by-program assumptions and original official flyers for rate examples and all published terms.
All home prices, features, square footage, floor plans, amenities, incentives, community availability, construction timelines, and closing dates are subject to change or prior sale without notice. Renderings and images are illustrative. Square footage is approximate. Buyers should independently verify community details, school assignments, association fees, property taxes, insurance requirements, and all purchase-contract provisions. Information is not a binding offer.
Equal Housing Opportunity. This is a personal marketing and informational website for David De La Noval, D.R. Horton New Home Sales Specialist, and not D.R. Horton’s official corporate website or DHI Mortgage’s lending website. Company marks and promotions require their owners’ authorization. Contact David at 239-682-6090 or david@drhorton.com. Refer to D.R. Horton privacy information for the company’s published privacy practices; this personal site’s own data-handling practices also require review before enabling direct lead capture.
