5.50% FHA fixed · 6.212% APR

RED TAG SALES EVENT · OCTOBER 9 – NOVEMBER 1, 2026

Offers are limited to eligible homes and qualifying purchasers. The separate Realtor commission offer is not a buyer incentive. See original flyer and full restrictions below.
Browse official D.R. Horton listings for current homes, pricing, floor plans, and move-in timelines. Availability changes frequently.
Open D.R. Horton inventory ↗Search by location, budget, bedrooms, and available move-in dates on the builder's official website.
Browse homes ↗External website · Inventory and pricing controlled by D.R. HortonFrom your first home to your next move, I'll help you compare neighborhoods, commute preferences, home styles, and current opportunities.
Pins show approximate city/area centers, not verified individual model-home addresses. Choose a community from the directory for directions and confirm the current sales office and inventory with David before visiting.
See the original promotional flyers below. Contract, closing and qualification rules differ by offer; use the disclosure buttons for more information.




From purchase-price promotions to financing options, here's what we can review for eligible Southwest Florida new homes. All specific promotions require current written verification.
Ask which move-in-ready homes feature approved price reductions, featured inventory pricing, or Red Tag event savings.
Check special prices →Qualifying buyers may have access to select mortgage-rate promotions through an eligible lender. Rates, APRs, and deadlines must be checked for each offer.
Ask about today's rates →Explore seller-contribution programs for eligible homes. Amounts, lender conditions, use limitations, and end dates depend on the offer.
Ask about closing costs →Learn about FHA, VA, USDA, or conventional financing pathways, subject to lender qualification and property eligibility.
Explore my options →Get guidance on financing, prequalification, monthly-payment planning, property taxes, and the new-home purchase process.
Get homebuyer help →See available homes and ask about current move-in timelines and inventory-specific incentives.
View official inventory ↗Buying a home is about more than the price tag. I'll help connect you with the appropriate team to explore available financing programs.
Compare eligible loan programs and down-payment requirements.
Check whether a home qualifies for builder or lender offers.
Discuss your timeline and what you need before touring.
David is not presenting a loan offer or credit decision. All financing is subject to lender requirements, underwriting, credit approval, and program availability.
Explore the advantages of purchasing a newly built home and ask which features are included on the specific property you're considering.
Ask for the applicable limited warranty documentation and what's covered.
Some homes feature smart-home technology, stainless-steel appliances, and new finishes; features vary.
Tour completed homes and review construction specifications, inspections, and community details.
A promotional sales event that can feature special pricing or incentives on selected homes. Availability, event dates, eligible homes, and terms vary.
Potentially, for qualifying buyers and eligible homes when an active program is offered. Your lender and sales team can review limitations.
Not necessarily. Loan programs have different credit and down-payment rules. A licensed mortgage professional can help determine your options.
Yes. Ask David about current registration and applicable policies before the first visit.
Browse official D.R. Horton inventory using the buttons on this site, then confirm individual home prices and availability with David.
Not sure where to start? Send me a few details, and we'll narrow down communities, current homes, and next steps together.
Get local guidance on available homes, tours, communities, and current promotions. Let's make your client's new-construction purchase smooth from start to finish.
Partner with David ↗Showing coordination
Home availability updates
Community information
Builder process support
Confirm current Realtor registration, compensation and eligibility terms directly before presenting a buyer.
I'm a D.R. Horton New Home Sales Specialist focused on helping Southwest Florida buyers explore new construction with confidence. Whether you're buying your first home or comparing communities, I'll help you understand your options and find the right next step.
These figures are reproduced from the DHI Mortgage promotional flyers supplied for Southwest Florida. Every offer is subject to availability, eligible inventory, credit approval and the exact dates stated on its flyer. They are examples, not individual loan quotes. Tap each official flyer to view the original loan assumptions and fine print.
3.5% down payment. Example: $354,900 purchase price; $348,471 loan amount; 1.75% upfront mortgage insurance premium; estimated total payment $2,512/month including items identified in the flyer. Contract on or after September 21, 2026; close by November 30, 2026. The flyer says the rate is also available for VA and USDA programs, but does not specify their individual APRs.
View full official 5.50% flyer and disclosures ↗5% down payment. Example: $354,900 purchase price; $337,155 loan amount; estimated total payment $2,501/month including items identified in the flyer. Contract on or after September 21, 2026; close by December 31, 2026.
View full official 5.99% flyer and disclosures ↗3.5% down payment. Example: $354,840 purchase price; $348,413 loan amount; 1.75% upfront mortgage insurance premium; estimated total payment $2,566/month. Initial rate fixed for five years, then adjustable annually. First adjustment cap 1%, periodic cap 1%, lifetime cap 5%; index 9.750% fully indexed on the supplied flyer, with 2.000% margin and stated maximum rate 6.400%. The promotional flyer says qualifying homes must contract on or after September 18 and close by December 31, 2026.
View full official FHA ARM flyer and disclosures ↗For qualifying VA-eligible borrowers; flyer example uses 0% down, $354,840 purchase price, $362,469 financed amount, and estimated $2,483/month including listed estimated costs. The flyer refers to a VA funding fee of up to 2.15% for first use and annual rate adjustments after the initial five-year period. Contract on or after September 18, 2026; close by December 31, 2026.
View full official VA ARM flyer and disclosures ↗5% down payment. Example: $354,840 purchase price; $337,098 loan amount; estimated total payment $2,593/month. The flyer states a 0.125% discount point is required, potentially paid with permitted seller financing incentives. Initial interest rate fixed for seven years, then adjusts every six months; first adjustment cap 5%, periodic cap 1%, lifetime cap 5%; index 6.432% plus margin 2.750%; stated maximum rate 10.250%. Contract on or after September 21 and close by November 30, 2026.
View full official 7/6 ARM flyer and disclosures ↗The supplied Red Tag flyer advertises up to $15,000 FLEX cash plus up to $10,000 closing costs with DHI Mortgage for eligible homes. It also advertises a separate up to $3,000 extra Realtor commission on select homes sold at the advertised price. That commission is not a buyer incentive. The confirmed Red Tag sales-event end date is November 1, 2026. The original flyer’s fine print references November 2; consult the approved written terms to determine any separate contract or closing eligibility deadline.
View full official Red Tag flyer and disclosures ↗Financing offered by DHI Mortgage Company, Ltd., Company NMLS #14622, Branch NMLS #257589, 10545 Ben C. Pratt/6 Mile Cypress Pkwy., Suite 300, Fort Myers, FL 33966. DHI Mortgage is an affiliate of D.R. Horton. All promotions are subject to lender underwriting, credit approval, selected property eligibility, current loan-program limits, and availability; rates are not guaranteed and may end earlier if forward-committed loan funds are depleted. The advertised rate may require points, closing costs, or use of DHI Mortgage to obtain the incentive. Not all borrowers will qualify, and multiple offers may not be combined.
APR means annual percentage rate and generally exceeds the interest rate because it includes certain financing costs. Advertised payment examples in the flyers include estimated property taxes, insurance, mortgage insurance and/or HOA charges as stated for each example; actual totals vary. ARM interest rates and payments can increase after the fixed period. Refer to the original full-size flyers linked above for detailed index, margin, caps, fee assumptions, qualification restrictions, and Equal Housing Opportunity statements. Please verify with DHI Mortgage before using these promotions in new contracts or public advertising.
Publication review: The supplied promotional sheets carry revision dates September 22–23, 2026. D.R. Horton/DHI Mortgage should confirm the Red Tag date discrepancy and approve this webpage's condensed summaries and any continuing rate availability. Original flyer images are included intact for complete fine print.
October 9–November 1, 2026 promotion: advertised savings of up to $25,000 represent up to $15,000 in FLEX, which may be applied as an eligible price reduction or toward eligible closing costs, plus up to $10,000 in closing-cost assistance with DHI Mortgage on qualifying homes. The maximum amounts may not apply to every home or buyer and may not be available in every combination. Homes identified as NO FLEX are excluded from FLEX and CHENOA offers. Eligibility, allocation, contract and closing deadlines, and other restrictions apply. Request the division-approved promotional flyer and full written terms before contracting.
Rates and APRs shown on this site are sourced from the DHI Mortgage September 2026 flyers supplied for this website. Loan programs have separate APRs, conditions and closing deadlines. The actual note rates, APRs, payments and eligibility can differ, and adjustable-rate payments may increase after introductory periods. See the program-by-program assumptions and original official flyers for rate examples and all published terms.
All home prices, features, square footage, floor plans, amenities, incentives, community availability, construction timelines, and closing dates are subject to change or prior sale without notice. Renderings and images are illustrative. Square footage is approximate. Buyers should independently verify community details, school assignments, association fees, property taxes, insurance requirements, and all purchase-contract provisions. Information is not a binding offer.
Equal Housing Opportunity. This is a personal marketing and informational website for David De La Noval, D.R. Horton New Home Sales Specialist, and not D.R. Horton’s official corporate website or DHI Mortgage’s lending website. Company marks and promotions require their owners’ authorization. Contact David at 239-682-6090 or david@drhorton.com. Refer to D.R. Horton privacy information for the company’s published privacy practices; this personal site’s own data-handling practices also require review before enabling direct lead capture.
Advertising compliance review required before publication. Replace these explanatory disclosures with the complete D.R. Horton/DHI Mortgage-approved legal copy, including NMLS/licensing identifiers, accurate APR assumptions and all rate-specific terms, where required.